Income versus living costs
Combine net income and actual spending quotes. See the monthly margin and a currency stress scenario.
Calculate my scenario →
PhilippineHavenLIVE WELL. PLAN WISELY.Start my plan ↗Organize retired pay, healthcare, residency and everyday costs before choosing a home in the Philippines.
Educational planning only. No benefit, visa, property or affordability guarantee is made.

Get a broad planning checklist without uploading service or medical records.
Combine net income and actual spending quotes. See the monthly margin and a currency stress scenario.
Calculate my scenario →Compare your current U.S. costs with your Philippines plan. Account for obligations that continue after moving.
Compare my spending →Subtract setup costs and restricted deposits, then compare what remains with your chosen reserve target.
Check my move reserve →Compare Davao, Cebu, Clark and Metro Manila as research options for U.S. military retirement: healthcare checks, everyday life, housing and U.S. connections.
Read the guide ↗Plan a military retirement scouting trip around healthcare verification, actual spending, housing inspections and a household decision—not a rushed property purchase.
Read the guide ↗A Philippines retirement planning guide for U.S. military retirees and spouses: individual healthcare, income access, communications, housing and emergency planning.
Read the guide ↗A Philippines relocation checklist for U.S. military retirees covering DFAS, TRICARE, VA, residency and household finances.
Read the guide ↗Source-linked TRICARE overseas planning for retirees, including Select Overseas, TRICARE For Life, Medicare Part B and provider checks.
Read the guide ↗A veteran’s research guide to the VA Foreign Medical Program and Manila clinic, with official eligibility and appointment links.
Read the guide ↗DFAS and banking questions for U.S. military retirees considering a Philippines move, with a net-income budget checklist.
Read the guide ↗A case-specific Philippine retirement residency checklist for U.S. military retirees using current PRA materials.
Read the guide ↗| Question | Official starting point | What this site does |
|---|---|---|
| Retired pay and payment arrangements | DFAS ↗ | Helps organize actual net-income inputs |
| TRICARE eligibility and overseas plan | TRICARE ↗ | Links to official questions and guidance |
| VA healthcare and benefit scope | VA ↗ | Separates benefit assumptions from living costs |
| Philippine retirement residency | PRA ↗ | Provides a verification checklist |
This is an independent educational website. No affiliation with or endorsement by the U.S. military, DFAS, VA, TRICARE or PRA is claimed. Benefits and residency require individual confirmation.
Download the military planning checklist ↓Build an educational brief and choose whether to share it for a planning follow-up.