Teaching assumptions, not local prices or affordability promises. Every figure is editable.
Put your assumptions
to the test.
Practical tools for a more informed retirement, relocation or property decision.
Compare retirement income with your full living plan.
Calculate monthly margin, currency sensitivity, U.S. spending differences and accessible reserves after relocation.
Open retirement affordability tools →All starting values are illustrative inputs, not researched Philippine prices, current exchange rates or projected returns. Replace them with written quotes and your own assumptions. Results are estimates before taxes unless included in your inputs.
What would your everyday life cost?
Enter recurring spending in U.S. dollars. Include annual obligations divided by 12.
Base recurring expenses: $2,100
Monthly total = recurring expenses × (1 + buffer). First year = monthly total × 12 + setup. Visa deposits and property purchases are excluded unless entered separately.
Discuss your priorities ↗See what is left after expenses.
Use the same currency throughout. This is an unlevered, pre-tax scenario; financing, appreciation and selling costs are excluded.
Collected rent after vacancy: $8,640
Net = monthly rent × 12 × (1 − vacancy) × (1 − management fee) − monthly expenses × 12. Yield = net ÷ total capital. Include dues, repairs, insurance, property tax and other recurring costs in expenses. Actual results can be negative.
Read the buyer checklist ↗Your dollar budget can change.
Enter a peso-denominated monthly budget and your chosen PHP-per-USD rate. No live exchange-rate feed is used.
USD required = peso spending ÷ PHP per USD. Rate shifts affect the denominator, so the dollar change is not symmetrical. Transfer fees are excluded.
Start with a plan.
Then make your move.
Tell us what matters to you: lifestyle, location, budget and timing.