Income versus living costs
Combine net income and actual spending quotes. See the monthly margin and a currency stress scenario.
Calculate my scenario →BUILT FOR U.S. CITIZENS
Retire with a clearer plan.
Test the practical side of your Philippines retirement: spendable income, healthcare, daily costs, residency and a trial stay.
Educational planning only. No benefit, visa, property or affordability guarantee is made.
Make the research fit your life.
Create a city shortlist or compare illustrative income scenarios before requesting contact.
Make the numbers visible.
Compare the full household budget
Compare your current U.S. costs with your Philippines plan. Account for obligations that continue after moving.
Compare my spending →Check accessible reserves
Subtract setup costs and restricted deposits, then compare what remains with your chosen reserve target.
Check my move reserve →Your American financial life still matters.
Your first 90 days in the Philippines: an American retirement plan
A staged first-90-days checklist for American retirees: lawful stay, temporary housing, communications, healthcare, budgeting and a decision before committing.
Read the guide ↗Retiring in the Philippines as a U.S. citizen: the complete decision checklist.
A U.S. citizen’s Philippines retirement checklist covering income, healthcare, residency, taxes, housing and a trial stay.
Read the guide ↗Can you receive Social Security in the Philippines?
Social Security abroad planning for American retirees: eligibility checks, direct deposit, reporting and household benefits.
Read the guide ↗Plan healthcare before you choose a home.
Healthcare planning for American retirees in the Philippines: Medicare limits, insurance, specialists and emergency access.
Read the guide ↗Your U.S. financial life does not stop at the airport.
U.S. tax, banking and recordkeeping questions for Americans retiring or buying property in the Philippines.
Read the guide ↗Understand the SRRV pathway before committing.
An American retiree’s checklist for confirming Philippine retirement visa eligibility with PRA.
Read the guide ↗Rent first or buy a condo in the Philippines?
Compare renting and condominium ownership for American retirees with a decision matrix and full-cost checklist.
Read the guide ↗Try the life before committing to the home.
Choose a destination around your daily routines and the care you need. Use a trial rental to replace assumptions with observed costs and journeys. Keep property ownership, residency, tax and benefits as separate verification tasks.
A USEFUL NEXT STEPBring the questions
Build my starting brief →Bring the questions
that matter to you.
Build an educational brief and choose whether to share it for a planning follow-up.